Amazing Home Care Servs., LLC v. Applied Underwriters Captive Risk Assur. Co. Inc.
This case involves an appeal concerning a dispute between healthcare entities (plaintiffs) and insurance entities (Applied defendants) over a workers' compensation insurance policy, the Reissuance Participation Agreement (RPA). Plaintiffs alleged a fraudulent scheme where the RPA was not properly approved by the New York State Department of Financial Services. The RPA contained a forum selection clause mandating litigation in Nebraska. The Supreme Court denied the Applied defendants' motion to dismiss, but the Appellate Division modified the order, dismissing the second amended complaint without prejudice to re-filing in Nebraska. The Appellate Division enforced the forum selection clause, finding plaintiffs failed to demonstrate it was unreasonable, unjust, or fraudulently procured, and deemed AUCRA a necessary and indispensable party.