Maxim Crane Works, L.P. v. Zurich Am. Ins. Co.
Maxim Crane Works, LP sued Zurich American Insurance Company for breach of contract and declaratory judgment regarding insurance coverage for defense costs and a $3.5 million judgment Maxim incurred in a prior lawsuit. Maxim sought coverage as an additional insured under a policy Zurich issued to Berkel & Company Contractors, a subcontractor. The court addressed Maxim's standing to sue Zurich, interpreting the deductible endorsement in Maxim's separate policy with Zurich, and concluded Maxim had standing. However, the core of the dispute involved the application of the Texas Anti-Indemnity Statute. The court determined that the statute voided Maxim's additional-insured coverage under the Berkel policy for claims arising from Maxim's own negligence, rejecting Maxim's arguments regarding the 'Employee Exception' and 'Workers' Compensation Exclusion'. Consequently, the court granted Zurich's motion for summary judgment and denied Maxim's.