Admiral Insurance v. American Empire Surplus Lines Insurance
This case is an appeal from an order of the Supreme Court, New York County, concerning a dispute over insurance coverage and equitable contribution. Plaintiff Admiral Insurance Company sought reimbursement from defendants Scottsdale Insurance Company and American Empire Surplus Lines Insurance Company (AEI) for its share of a $2.3 million settlement in an underlying personal injury action. The underlying action involved an employee of B&R Rebar Consultants, Inc. (B&R) who was injured on a construction site, leading to a verdict against Cross Country Contracting, LLC (Cross Country), an additional insured under B&R's policies. The Appellate Division modified the lower court's decision, denying the defendants' motions and cross-motions. It granted Admiral summary judgment, ruling that Cross Country was entitled to coverage as an additional insured under policies issued by AEI and Scottsdale to B&R. Consequently, Admiral was awarded reimbursement of $566,667 from AEI and $150,000 from Scottsdale, plus interest, with costs to Admiral.