Claim of Sutter v. Albany Capitaland Enterprises, Inc.
Claimant, a bus driver, allegedly sustained a work-related injury in September 1996. The core issue on appeal was whether First Cardinal Corporation, administrator for Empire State Transportation Workers’ Compensation Trust, validly terminated the employer's workers' compensation insurance policy as of August 18, 1996. A Workers’ Compensation Law Judge and the Workers’ Compensation Board concluded that First Cardinal failed to effect a valid termination, citing non-compliance with Workers’ Compensation Law § 50 (3-a) (3) regarding proper forms and notice period. The Appellate Division affirmed the Board's amended decision, emphasizing that public policy requires strict compliance with statutory mandates for terminating insurance contracts under the Workers’ Compensation Law.