Nuzzo v. Griffin Technology Inc.
Plaintiffs Karen L. Patzer and Patricia E. Nuzzo, employees of Syracuse University (SU), were injured while operating a cash register manufactured by Griffin Technology Incorporated (Griffin). SU, contractually an additional insured under Griffin's liability policy with Federal Insurance Company (Federal), sought coverage after being impleaded by Griffin. Federal retroactively added SU as an additional insured but subsequently disclaimed coverage based on an employer's liability exclusion. The court ruled Federal's four-month delay in disclaiming coverage to SU was untimely, making the exclusion inapplicable. Consequently, the antisubrogation rule required dismissal of Griffin's third-party actions against SU, and SU's counterclaims for breach of contract were dismissed as moot.