Davis v. Eab-Tab Enters.
Plaintiff Kody Davis, a laborer, was injured while working for defendant Thomas Bender in a building owned by EAB-TAB Enterprises. Davis and his spouse filed a complaint alleging negligence and Labor Law violations. The defendants' insurer, Utica First Insurance Company, denied coverage based on an employee exclusion. After plaintiffs amended their complaint to assert only negligence, Utica First moved for summary judgment to dismiss the third-party complaint, arguing no obligation to defend or indemnify. The Supreme Court denied the motion, deeming Davis an independent contractor. The Appellate Division affirmed the denial, finding a triable issue of fact as to Davis's employment status, thus precluding summary judgment.