Texas Department of Insurance v. Reconveyance Services, Inc.
Reconveyance Services, Inc. (Reconveyance) sought declaratory relief against the Texas Department of Insurance (TDI) under the Uniform Declaratory Judgments Act. Reconveyance aimed to offer post-closing mortgage release services in Texas for a separate fee via title insurance companies, but TDI considered these services covered by existing premiums and threatened enforcement against agents charging extra. TDI challenged the district court's subject-matter jurisdiction, asserting separation-of-powers principles and lack of a justiciable controversy. The district court denied TDI's plea, and the appellate court affirmed, concluding that Reconveyance had presented a justiciable controversy regarding TDI's statutory authority.