Moffett v. Texas Employers' Ins. Ass'n.
W. J. Day filed a workman's compensation suit against Texas Employers’ Insurance Association after sustaining injuries on December 24, 1943, while working at a parking lot. The trial court ruled in favor of the insurance carrier, leading Day's heir, Stella Moffett, to appeal. The core legal question was whether Day's parking lot employment was covered by the employer Ballard Burgher's insurance policy, which primarily listed construction-related classifications. An endorsement adding parking lot coverage was made retroactively after the injury. The court affirmed the lower court's judgment, concluding that the insurance agent lacked authority to issue a retroactive endorsement for a pre-existing loss and that Day was not an employee of Ballard Burgher in the insured business at the time of injury, as the parking lot was a distinct operation under Overpass Auto Park, Inc.