Ford v. Grand United Order of Odd Fellows of Texas
The case involves A. E. Dixon Ford, assignee of an insurance policy beneficiary (Ethel R. Evans), suing Grand United Order of Odd Fellows of the State of Texas for burial expenses after the death of the insured, Maggie Limbrick. Initially, Ford obtained a default judgment, but the defendant sought to review this judgment, claiming improper service and non-assignability of the policy. The trial court consolidated the cases, set aside the default judgment, and allowed only the burial benefit recovery. On appeal, the court affirmed that service on a local agent was void as the statute mandated service on the Commissioner of Insurance for fraternal benefit societies. However, the appellate court disagreed with the trial court regarding the assignability of the policy after the insured's death, finding such a prohibition unreasonable and void. Consequently, the appellate court reversed the trial court's decision, allowing Ford to recover the full policy amount.