Hutchinson v. Lansing Conduit Corp.
Claimant asserted a work-related hearing loss in both ears and filed a workers’ compensation claim. An investigation revealed that Reliance National Insurance Company provided workers’ compensation insurance to the employer from January to July 1996. The Workers’ Compensation Board determined the date of disablement was March 13, 1996, making Reliance the responsible carrier. Reliance and the employer appealed, claiming an exclusion limited the policy's applicability to the claim. The Board's finding was affirmed as Reliance failed to produce a copy of the policy to substantiate their claim, despite being directed multiple times.