Doe 1, Doe 2 and Doe 3 v. National Union Fire Insurance Company of Pittsburgh, PA.
This case involves an appeal from a trial court's summary judgment in favor of National Union Fire Insurance Company of Pittsburgh, PA, concerning a coverage dispute. The insureds, identified as Doe #1, Doe #2, and Doe #3, sought coverage under a commercial general liability (CGL) policy for claims of sexual misconduct. National Union argued that an endorsement (MS #2) replaced the policy's original exclusions with new ones, specifically excluding liability from conduct of a sexual nature. The insureds contended the endorsement's exclusions were ambiguous and only applied to clergy counseling professional liability coverage. The Court of Appeals found the language of the MS #2 endorsement ambiguous, thus reversing the trial court's judgment and remanding the case for further proceedings.