Bachrow v. Turner Construction Corp.
This case concerns a third-party action initiated by Turner, a construction site owner and general contractor, against Lowy, the employer of an injured construction worker. Turner alleged Lowy breached a subcontract by failing to procure insurance that would cover Turner for all liabilities, including those arising from Turner's own negligence, as required by their agreement. The appellate court found that Lowy indeed breached the contract by providing insurance with limited coverage. However, the court reversed the lower court's grant of summary judgment in favor of Turner, deeming it premature. The reversal was based on the premise that it had not yet been determined whether Lowy's breach actually caused Turner any losses, a causal link dependent on the outcome of a separate declaratory judgment action regarding timely notice to Lowy's insurer, U.S. Fire. Consequently, Turner’s motion for summary judgment was denied, and the breach of contract claim was severed and consolidated with the declaratory judgment action.