Hart v. Aetna Casualty & Surety Co.
Karen Hart, an emergency medical technician, was exposed to chlorine gas. Aetna Casualty and Surety Company's adjuster, Marianna Grimes, contacted the Harts, who subsequently signed a release of liability for $1,500. The Harts sued to set aside the release, alleging Grimes made material misrepresentations regarding Aetna's liability, the need for an attorney, and other parties' settlements. The trial court granted an instructed verdict for Aetna, finding no fiduciary duty existed between Aetna and the Harts as injured third parties, and that the alleged misrepresentations were either statements of opinion or immaterial to the Harts' decision to sign the release. The appellate court affirmed the trial court's judgment.