First Texas Bank v. Chris Carpenter
Chris Carpenter, a roofing contractor, was injured after falling from a ladder while inspecting hail damage on First Texas Bank's roof with an insurance adjuster. Carpenter sued the Bank, alleging a defective ladder, but the Bank invoked Chapter 95 of the Texas Civil Practice and Remedies Code, which limits a property owner's liability to contractors under certain conditions. The trial court initially granted summary judgment for the Bank. The court of appeals reversed, concluding Carpenter was not a 'contractor' as contemplated by the statute due to the absence of a formal contract. The Supreme Court disagreed with the appeals court's definition of 'contractor' under Chapter 95, stating that an actual contract isn't always required and Carpenter was indeed a contractor. However, the Supreme Court affirmed the court of appeals' judgment to remand the case because the evidence did not establish that Carpenter's injury occurred while he was performing work explicitly covered by Chapter 95, as the Bank had not yet decided on specific repairs.