Matter of Guevara v. Greenvelvet Tree, Inc.
Claimant Wilfredo A. Guevara sustained injuries while employed by Greenvelvet Tree, Inc. The State Insurance Fund (SIF) attempted to cancel the workers' compensation insurance policy covering Greenvelvet Tree, Inc. for nonpayment of premiums. The Workers' Compensation Board ruled that SIF failed to properly cancel the policy with respect to Greenvelvet Tree, Inc., thus holding SIF responsible for the claim. The Appellate Division, Third Department, affirmed the Board's decision, emphasizing that carriers must strictly comply with Workers' Compensation Law § 54 (5) notice requirements. The court found SIF did not separately serve Greenvelvet Tree, Inc. with the cancellation notice, despite shared corporate interests and address, affirming the continuation of coverage.