MIGUEL OSIO vs. EMBASSY SUITES, FIREMAN'S FUND INSURANCE COMPANY
This case involves a worker's compensation claim where the applicant, Miguel Osio, suffered an industrial injury to his right knee. The defendant insurer, Fireman's Fund, sought reconsideration of a finding that it was estopped from raising the statute of limitations. The Appeals Board denied reconsideration, agreeing that the insurer's February 3, 2004 notice was misleading. Specifically, the notice incorrectly stated the applicant had no permanent limitations and failed to inform him of any time limits to pursue further benefits, thus estopping the insurer from asserting the statute of limitations.