Stephens v. Cooper
Plaintiffs, a group of chiropractors, medical doctors, and PTS Thermal Imaging, brought an action against the Superintendent of the New York State Department of Insurance. They challenged a regulation establishing a fee schedule for thermography services under New York's no-fault automobile insurance law, alleging violations of the New York Administrative Procedure Act, due process, equal protection, and the Sherman Act. The Superintendent moved to dismiss the Sherman Act claims and for abstention. The court granted the motion to dismiss, abstaining under the Burford doctrine, finding that New York has a comprehensive insurance regulatory scheme and that the case involves a challenge to the Superintendent's implementation of state law, thus warranting federal court abstention.