Triboro Coach Corp. v. State
This case addresses an appeal concerning whether a "Workmen’s Compensation and Employers’ Liability Policy" covers an employer's payment of first-party benefits to an injured employee. The claimant, Triboro Coach Corp., sought indemnification from the defendant, State Insurance Fund, after paying such benefits to an employee involved in a motor vehicle accident during employment. The Court of Claims initially granted summary judgment to the claimant. However, the appellate court reversed, finding that an exclusion in the insurance policy limited coverage to liabilities founded in negligence. As first-party benefits are payable irrespective of fault, the employer's liability for these benefits fell squarely within the exclusion, leading to the dismissal of the indemnification claim.