Claim of Ayers v. Hakes
Claimant, a horse groom for Gordon Hakes' business, Painted Post Car Mart, developed carpal tunnel syndrome while working at Larry Hakes' farm. The Workers' Compensation Board ruled that Utica Mutual Insurance Company's policy, covering automotive work, did not cover the claimant's farm-related injury. The Board also found Gordon Hakes and Larry Hakes jointly and severally liable as uninsured employers due to a dual employment relationship. This appeal affirmed the Board's findings on policy coverage and dual employment but reversed the imposition of joint and several liability, remitting the matter to determine if a joint venture existed and, if not, to apportion liability between the Hakeses.